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Travel Healthcare Stipends & Housing in Virginia

How much of the GSA ceiling do you need just to cover rent? Markets ranked by break-even threshold — the lower, the more you keep.

Market
GSA Ceiling
Avg Rent
Market Ratio
Break-Even
Wallops Island
Accomack · 36 ZIPs
$2,212
/week
$872
HUD/mo
—
9%
of ceiling
Roanoke
City limits of Roanoke · 31 ZIPs
$1,351
/week
$1,253
Zillow/mo
1.2×
22%
of ceiling
Loudoun
Loudoun · 25 ZIPs
$1,365
/week
$2,630
Zillow/mo
1.13×
45%
of ceiling
Charlottesville
City of Charlottesville / Albemarle · 16 ZIPs
$1,512
/week
$2,093
Zillow/mo
1.2×
32%
of ceiling
Virginia Beach
City of Virginia Beach · 15 ZIPs
$1,988
/week
$2,027
Zillow/mo
1.1×
24%
of ceiling
Richmond
City of Richmond · 13 ZIPs
$1,659
/week
$1,587
Zillow/mo
0.92×
favorable
22%
of ceiling
Williamsburg / York
James City / York Counties / City of Williamsburg · 9 ZIPs
$1,498
/week
$2,011
Zillow/mo
1.14×
31%
of ceiling
Lynchburg
Campbell / Lynchburg City · 9 ZIPs
$1,281
/week
$1,216
Zillow/mo
1.12×
22%
of ceiling
Blacksburg
Montgomery · 8 ZIPs
$1,330
/week
$1,893
Zillow/mo
1.84×
hot market
33%
of ceiling
How to read this
GSA Ceiling is the maximum tax-free stipend an agency can pay — not what you'll get. Your actual stipend depends on the assignment.
Avg Rent is the Zillow Observed Rent Index (ZORI) where available, or the HUD Fair Market Rent baseline.
Market Ratio shows how much higher observed rent is vs. the federal baseline. Under 1.0× = favorable. Over 1.2× = hot market where rent outpaces the government estimate.
Break-Even % is the minimum % of the GSA ceiling your stipend needs to cover rent. Lower = more room to keep the difference.
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