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Travel Healthcare Stipends & Housing in New Jersey

How much of the GSA ceiling do you need just to cover rent? Markets ranked by break-even threshold — the lower, the more you keep.

Market
GSA Ceiling
Avg Rent
Market Ratio
Break-Even
Newark
Essex / Bergen / Hudson / Passaic · 162 ZIPs
$1,694
/week
$2,809
Zillow/mo
1.29×
hot market
39%
of ceiling
Cherry Hill / Moorestown
Camden / Burlington · 73 ZIPs
$1,344
/week
$2,122
Zillow/mo
1.3×
hot market
37%
of ceiling
Parsippany
Morris · 57 ZIPs
$1,561
/week
$2,700
Zillow/mo
1.16×
40%
of ceiling
Eatontown / Freehold
Monmouth · 57 ZIPs
$1,624
/week
$3,144
Zillow/mo
1.59×
hot market
45%
of ceiling
Edison / Piscataway
Middlesex · 42 ZIPs
$1,414
/week
$2,595
Zillow/mo
1.3×
hot market
43%
of ceiling
Somerset
Somerset · 28 ZIPs
$1,526
/week
$2,641
Zillow/mo
1.23×
hot market
40%
of ceiling
Springfield / Cranford / New Providence
Union · 27 ZIPs
$1,533
/week
$2,627
Zillow/mo
1.33×
hot market
40%
of ceiling
Toms River
Ocean · 27 ZIPs
$2,009
/week
$3,041
Zillow/mo
1.66×
hot market
35%
of ceiling
Flemington
Hunterdon · 26 ZIPs
$1,428
/week
$2,508
Zillow/mo
1.25×
hot market
41%
of ceiling
Princeton / Trenton
Mercer · 24 ZIPs
$1,568
/week
$2,335
Zillow/mo
1.42×
hot market
35%
of ceiling
How to read this
GSA Ceiling is the maximum tax-free stipend an agency can pay — not what you'll get. Your actual stipend depends on the assignment.
Avg Rent is the Zillow Observed Rent Index (ZORI) where available, or the HUD Fair Market Rent baseline.
Market Ratio shows how much higher observed rent is vs. the federal baseline. Under 1.0× = favorable. Over 1.2× = hot market where rent outpaces the government estimate.
Break-Even % is the minimum % of the GSA ceiling your stipend needs to cover rent. Lower = more room to keep the difference.
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