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Travel Healthcare Stipends & Housing in Maryland

How much of the GSA ceiling do you need just to cover rent? Markets ranked by break-even threshold — the lower, the more you keep.

Market
GSA Ceiling
Avg Rent
Market Ratio
Break-Even
Annapolis
Anne Arundel · 42 ZIPs
$1,687
/week
$2,175
Zillow/mo
1.12×
30%
of ceiling
Cambridge / St. Michaels
Dorchester / Talbot · 31 ZIPs
$1,862
/week
$2,400
Zillow/mo
1.9×
hot market
30%
of ceiling
Aberdeen / Bel Air / Belcamp
Harford · 19 ZIPs
$1,309
/week
$1,808
Zillow/mo
1.19×
32%
of ceiling
Baltimore City
Baltimore City · 18 ZIPs
$1,652
/week
$1,752
Zillow/mo
1.13×
25%
of ceiling
Columbia
Howard · 18 ZIPs
$1,393
/week
$2,272
Zillow/mo
1.18×
38%
of ceiling
Centreville
Queen Anne · 10 ZIPs
$1,596
/week
$2,600
Zillow/mo
1.41×
hot market
38%
of ceiling
Ocean City
Worcester · 10 ZIPs
$2,625
/week
$2,238
Zillow/mo
1.95×
hot market
20%
of ceiling
How to read this
GSA Ceiling is the maximum tax-free stipend an agency can pay — not what you'll get. Your actual stipend depends on the assignment.
Avg Rent is the Zillow Observed Rent Index (ZORI) where available, or the HUD Fair Market Rent baseline.
Market Ratio shows how much higher observed rent is vs. the federal baseline. Under 1.0× = favorable. Over 1.2× = hot market where rent outpaces the government estimate.
Break-Even % is the minimum % of the GSA ceiling your stipend needs to cover rent. Lower = more room to keep the difference.
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