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Travel Healthcare Stipends & Housing in Massachusetts

How much of the GSA ceiling do you need just to cover rent? Markets ranked by break-even threshold — the lower, the more you keep.

Market
GSA Ceiling
Avg Rent
Market Ratio
Break-Even
Plymouth / Taunton / New Bedford
Plymouth / Bristol · 96 ZIPs
$1,442
/week
$2,309
Zillow/mo
1.32×
hot market
37%
of ceiling
Worcester
Worcester · 95 ZIPs
$1,505
/week
$2,136
Zillow/mo
1.31×
hot market
33%
of ceiling
Burlington / Woburn
Middlesex less the city of Cambridge · 89 ZIPs
$1,848
/week
$2,765
Zillow/mo
1.15×
35%
of ceiling
Andover
Essex · 52 ZIPs
$1,519
/week
$2,534
Zillow/mo
1.21×
hot market
39%
of ceiling
Hyannis
Barnstable less the city of Falmouth · 52 ZIPs
$2,107
/week
$1,886
HUD/mo
—
21%
of ceiling
Boston / Cambridge
Suffolk, city of Cambridge · 50 ZIPs
$3,087
/week
$3,375
Zillow/mo
1.23×
hot market
26%
of ceiling
Springfield
Hampden · 50 ZIPs
$1,414
/week
$1,764
Zillow/mo
1.29×
hot market
29%
of ceiling
Quincy
Norfolk · 43 ZIPs
$1,785
/week
$2,858
Zillow/mo
1.13×
37%
of ceiling
Pittsfield
Berkshire · 36 ZIPs
$1,848
/week
$1,427
Zillow/mo
1.09×
18%
of ceiling
Northampton
Hampshire · 30 ZIPs
$1,659
/week
$2,231
Zillow/mo
1.29×
hot market
31%
of ceiling
Martha's Vineyard
Dukes · 6 ZIPs
$3,878
/week
$1,753
HUD/mo
—
11%
of ceiling
Falmouth
City limits of Falmouth · 3 ZIPs
$2,373
/week
$1,687
HUD/mo
—
17%
of ceiling
Nantucket
Nantucket · 3 ZIPs
$3,941
/week
$2,430
HUD/mo
—
14%
of ceiling
How to read this
GSA Ceiling is the maximum tax-free stipend an agency can pay — not what you'll get. Your actual stipend depends on the assignment.
Avg Rent is the Zillow Observed Rent Index (ZORI) where available, or the HUD Fair Market Rent baseline.
Market Ratio shows how much higher observed rent is vs. the federal baseline. Under 1.0× = favorable. Over 1.2× = hot market where rent outpaces the government estimate.
Break-Even % is the minimum % of the GSA ceiling your stipend needs to cover rent. Lower = more room to keep the difference.
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